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Client Portal

Seacrest Services

Financial Services Marketplace

Make your community's reserve dollars count.

Program benefits

  • Maximum interest income via higher rates

  • Ongoing account monitoring

  • Fully insured deposit offerings protect your assets

  • Electronic bank statements for timely monthly financials

What is the Cash Management Program

The program provides a competitive marketplace of banks specializing in working with community associations. Your custom cash analysis will compare current accounts to our marketplace alternatives. Then, it is simply a matter of completing a new account request form and watching your funds grow.

Get Started with a Reserve Cash Analysis

Receive a custom analysis showing where to maximize investment earnings.

Top Money Market Rates

Bank Name
Minimum Deposit
Interest Rate

BankUnited

$1,000

1.75%

City National Bank

$1,000

1.50%

Pinnacle Financial Partners

$1,000

1.50%

Top Money Market Sweep Rates

for balances above FDIC limits insured up to $7.5 Million

Bank Name
Minimum Deposit
Interest Rate

Ampersand

$250,000

2.50%

Top CD Rates

Minimum deposit - $10,000

CD Term
Bank Name
Interest Rate

6 month

DR Bank

3.50%

9 month

OMB Bank

3.60%

10 month

Beacon Community Bank

3.99%

12 month

NexBank

3.35%

18 month

First Internet Bank of Indiana

3.08%

24 month

Flagstar Bank

3.40%

36 month

The Bank of Elk River

2.89%

Loan Rates

Loan Term
Loan Type
Interest Rate

5 year

Fixed Rate Term Loan

5.60%

10 year

Fixed Rate Term Loan

6.03%

15 year

Fixed Rate Term Loan

6.53%

20+ year

Limited availability – please contact us for details.

Sorry. Onboarding in-progress.

Please contact your administrator to complete your onboarding to the Cash Management program.

The purchasing of products and services from participating financial institutions and partners within the Reserve Cash Management Program is carried out directly by the community, and is subject to the terms, fees, and conditions of each financial institution or partner. This program is not a financial advisory or money management service. Common Area, Inc. (“CommonArea”), an independent financial technology firm specializing in working with community associations, provides the preferred network of financial institutions, partners, and tools. CommonArea receives compensation directly from participating financial institutions and partners, which it may share with your property management company to offset costs for their assistance with the management of the service.

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